Travel insurance is a necessary requirement for anyone planning a trip to Iran. It is mandatory to have a valid travel insurance policy in order to obtain an Iran visa or enter the country.
How much is travel insurance for Iran?
The cost of travel insurance for Iran varies depending on the length of your trip and your age. To provide you with accurate information, the specific price breakdown for travel insurance in Iran is outlined below.
Iran travel insurance covers various scenarios such as lost baggage, family emergencies, emergency medical expenses, returning home due to the death of a close family member or serious illness, loss of passport, driving license, or national ID card, loss of registered luggage, expenses caused by delayed baggage delivery, and legal assistance for any legal issues you may encounter. Please refer to the table below for detailed coverage cases and associated costs.
items of coverage
coverage amount up to
Medical expenses and hospitalization abroad, except aesthetic treatments, chronic ailments or illness existed prior to the inception date of policy Deductible EUR 25 (except emergency cases, and hospitalization more than 24 hours)
10000 Euros
Emergency dental care. It is restricted to treatment of pain, infection and removal of both affected (Deductible: EUR 25)
200 Euros
Emergency return home following death of a close family member
Actual Expenses
Transport or repatriation in case of illness or accident
5500 Euros
Repatriation of mortal remains
Actual Expenses
Legal Assistance
250 Euros
Repatriation of family member traveling with the insured
Actual Expenses
Loss of passport, driving license, national identity card abroad
200 Euros
Loss of registered luggage benefits of this clause and previous one cannot be accumulated
If you already have travel insurance, be cautious as the coverage for a trip to Iran may differ from coverage for other destinations. Many insurances sold outside of Iran may not be applicable for travel to Iran, or at least certain parts of the country. This is due to the long history of political tensions and sanctions between Iran and the West, causing many insurance providers to exclude Iran from their destination lists. Therefore, if you intend to use your travel insurance to obtain an Iran visa, ensure that “Iran” is explicitly mentioned in the list of covered destinations.
Some insurance companies may use generalized terms like “Asia” or “Middle East” in their destination lists, but even these terms may not be accepted by visa officers. To confirm coverage, you can request your insurance company to provide a document specifically listing “Iran” as a covered destination.
Do international insurance companies also sell travel insurance for Iran?
There are companies like IATI and True Traveller that provide travel insurance with global coverage. However, if you plan to obtain your travel insurance from a company based outside of Iran, ensure that they include Iran in their coverage list. It is important to note that authorities do not accept a travel insurance certificate that does not specifically mention Iran.
What else should I consider when I choose my travel insurance for Iran?
Iran travel insurance is valid for foreign visitors as well as Iranian residents residing outside Iran who are traveling to Iran.
It is mandatory to present Iran travel insurance upon arrival in Iran.
The coverage period for Iran travel insurance begins from the date when the traveler enters Iran.
Can I purchase travel insurance upon arrival at the airport in Iran?
If you have forgotten to buy travel insurance before entering Iran, you will be able to purchase it upon arrival at the airport.
How can I claim Iran travel insurance in case of an emergency?
If you need emergency medical services or other covered services, the insured or their companion must contact the responding assistance centers in the country and provide the following information: insured person’s name, insurance policy number, contact telephone number, type of assistance requested, or the problem they are facing. Obtain all relevant documents for your file and submit them to the central office of Saman Insurance Company in Tehran, Iran for further processing.
What is the standard of healthcare in Iran?
The standard of healthcare in Iran is generally considered to be of a high quality, with a well-developed healthcare system in place. The country boasts an extensive network of hospitals, clinics, and medical centers that offer a wide range of services to both residents and visitors. Iran also possesses a well-trained and highly skilled healthcare workforce, including doctors, nurses, and specialists. The government has made significant efforts to improve healthcare, resulting in increased life expectancy, a decrease in infant mortality rates, and the successful management of various diseases and health issues. Furthermore, Iran is known for its advanced medical research and technology, contributing to the overall standard of healthcare in the country.
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Top Travel Tips for Iran
1.Don’t drive
While driving at home might feel trying at times, it is slow, safe and utterly civilized in comparison with the traffic chaos you’ll find in cities such as Tehran.
2.Be sun safe
Iran has a semi-dry climate with temperatures climbing above 30 degrees centigrade at certain times of year. Use high factor sun cream, regularly seek out shade and wear a hat and sunglasses to help minimize the risk of sunburn.
It’s also vital to make sure you stay hydrated. Tap water in Egypt is not suitable for drinking, so this means having bottled water with you at all times.
3.Dress considerately
It’s important to respect Persian culture while you are on trip there – particularly if you are heading out of tourist areas to visit any of the country’s monuments, mosques or famous historical sites.
Both men and women are advised to dress conservatively when outside of hotel, with legs and arms covered. Women are expected to cover their hair in public, and anyone entering a mosque must always remove their shoes.
4.Tipping
As a tourist you’ll be expected to tip hotel staff, restaurant waiters/waitresses and even tour guides. It’s not customary to tip taxi drivers though.